Budgeting

I read a headline, recently, that made me shake my head and laugh. Apparently, people are now going to have to try this odd concept - budgeting. Really? Well, some of us have been doing that our entire lives.

Growing up in households that could barely make ends meet, Mark and I understand the concept of stretching a dollar until it hurts. In my case, no matter what my income was - or wasn't - able to cover, I still managed my finances with a fairly strict budget. It's amazing what you can do.

For example, I paid off a 60-month car loan in less than 48 months by budgeting a few dollars extra each month and making the payment a few days early. I didn't miss an extra five or ten dollars, and it made a HUGE difference in the loan. It's almost embarrassing the collectibles and sci-fi movies I was able to buy - after covering rent (on a 2-bedroom-with-den apartment), utilities, food for 2 people, food and vet bills for 4 cats, and car payments - while making less than $30K per year.

Do you want to live a comfortable life? Learn to live within your means by budgeting and choosing wisely.






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God Bless!

Jules