rateGenius Auto Refinancing

Years ago, after a bad experience with a lender, I ended up changing the financing on my vehicle. It wasn't, necessarily, that I was paying too much; it was the lack of customer service and poor employee attitude that chased me away. A couple of cars later, I did end up with a car loan that carried a much higher interest rate than I liked. I could have used rateGenius.

Working with a diverse group of lending institutions, rateGenius helps their customers get lower car payments by reducing the number of loan payments, lowering the interest rate, or both. The application process is online, automated, and simple. All you need to provide is some basic information about yourself, your current lender, and the vehicle you're refinancing.

• Your Vehicle Identification Number (VIN)
  • 17 letter/number combination easily found on your insurance card
  • Also called a serial number
• Your vehicle's current mileage
• Name of current lien holder
• Current loan information
  • Original amount financed
  • Current monthly payment
  • Date of first payment made
  • Length of term (i.e. 60 months)
• Make, model and style of your vehicle (i.e. Honda Accord EX)
• Phone number for employment verification (if employed)
• Social Security Number

Approval can take as little as 24-48 hours, depending on credit history and lender requirements. Best of all, rateGenius charges no fees and any lender fees are rolled into the new loan, so you have zero out-of-pocket costs. If you're looking to refinance an auto loan or finance a car at the end of a lease, rateGenius may be just what you need.




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God Bless!

Jules