High Risk Life Insurance
Given Mark's health - liver cancer and transplant, lung cancer - his only option is high risk life insurance. This is not generally an inexpensive policy, to say the least. What I didn't know is that there are companies out there that have a different outlook.
It's the underwriting process, which determines the financial risk to the insurer, that sets the policy premiums. By using outdated, 30-year-old mortality tables, insurance companies blindly decide that people with serious health problems are a much higher risk than they actually are. Because they take into account medical advances and treatments, which allow cancer patients or diabetics to live longer than they did 30 years ago, some insurers actually have premium rates that are similar to those for people in 'perfect' health.
All I can say is - It's about time!
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God Bless!
Jules
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We also have a page on Squidoo that supports the Genocide Intervention Network.
at Independent Designers
We look forward to seeing you online.
God Bless!
Jules
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