Now that I've found a toothpaste that eliminates the pain in my teeth, I've been thinking about getting some work done. As I can't afford full price or outrageous premiums,
discount dental plans are at the top of my Internet search list. Until I found
DentalPlans.com, I wasn't having much success. This site understands what people want when they're trying to compare options.
I started by entering my zip code. This took me to the list of plans that are available in my area; a long list, I might add. From there, the chart told me everything - and I do mean
everything - I needed to know to make an educated, cost-effective decision. Many of the listed plans are just as good as the one I had when I was employed, at about the same out-of-pocket cost, which means that they are a much better value.
Let me explain why. As a corporate employee, I was provided x-number of dollars each year with which to 'order' benefits. Of course, if you were a new employee, there was a waiting period until you were covered. The very, very basic coverages were, in essence, paid for by the company. But to upgrade services, i.e., avoid huge deductibles, the employees had to pay for the difference.
I always chose a dental plan upgrade, which meant that, each paycheck, I paid out-of-pocket fees for the better plan - lower or no deductible, lower or no charge for services. Over 6 years ago, my total annual cost was almost the same as many of the plans available at
DentalPlans.com. And the coverage was, actually, not as good as some of the discount plans offered here.
If you don't have dental coverage at work, or you're paying too much for the plan that your company offers, I strongly advise that you look into these
discount dental plans. Many of the ones in my area even include prescription, vision, chiropractic, and hearing plans - at the same low price. And the family enrollment fees are just as great.

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Jules
Labels: Great_Ideas, Health